Portfolio Management

Modern Portfolio Theory

We model our portfolios on the fundamental framework presented in Modern Portfolio Theory (MPT) which allows one to create an optimal portfolio for a given level of risk.

Using this framework, we construct our portfolios with fundamental, technical, and statistical analysis designed with the goal of managing risk in your portfolio.

Once your Investment Policy Statement (IPS) and Financial Plan have been prepared, we will invest your assets accordingly. Samples of basic asset allocations are provided below:

 

Diversification

We use a combination of equity, bonds, non-traded assets, and insurance products to maximize your exposure and minimize risk through diversification.   

Tax Efficiency

Throughout the course of the year, we will work with you and your tax advisor to make sure your portfolio is as tax efficient as possible and take advantage of any potential tax loss harvesting opportunities at the end of the year.

Additionally, we strive to achieve tax efficiency in our portfolios by selecting low turnover investments to decrease the probability of passing down capital gains and creating a taxable event. 

Stock investing involves risk including loss of principal. Bonds are subject to market and interest rate risk if sold prior to maturity. Bonds values will decline as interest rates rise and bonds are subject to availability and change in price. International investing involves special risks such as currency fluctuation and political instability and may not be suitable for all investors. There is no guarantee that a diversified portfolio will enhance overall returns or out perform a non-diversified portfolio. Diversification does not protect against market risk. No strategy assures success or protects against loss.

TIPS for Inflation

TIPS for Inflation

If you are concerned about inflation and expect short-term interest rates may increase, TIPS could be worth considering.
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The Cycle of Investing

The Cycle of Investing

Understanding the cycle of investing may help you avoid easy pitfalls.
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Saving for College

Saving for College

This calculator can help you estimate how much you should be saving for college.
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Investment Challenges of the Affluent Investor

Investment Challenges of the Affluent Investor

Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.
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